I Learned It The Hard Way
I used to think travel insurance was a waste of money. “Why spend extra? Nothing ever happens,” I told myself.
That was until a trip to Malaysia changed everything. I lost my bag, my passport, and ended up in a hospital — all in three days.
Losing Everything in a Blink
On my second day, my backpack was stolen outside a busy café. Passport, wallet, cash — gone. Panic mode ON. No friends, no family there.
I spent the next 24 hours making calls, visiting the embassy, and realizing how alone you feel when you’re stranded abroad.
The Hospital Surprise
As if that wasn’t enough, I fell sick from street food. A local clinic charged me $500 upfront — no insurance, no treatment.
I was lucky to have emergency cash hidden in my shoe (yes, really).
What Travel Insurance Would’ve Covered
Looking back, my $30 travel insurance could’ve:
✔ Paid for lost luggage
✔ Covered my medical bills
✔ Helped replace my passport faster
✔ Saved me hours of stress and calls
Why Most People Skip It
Most travelers skip insurance because “nothing will happen.” Until it does.
A delayed flight, a stolen bag, a cancelled trip — these things happen more often than you think.
A Small Cost, Huge Relief
Good travel insurance isn’t expensive. You pay a tiny amount for peace of mind. Next time you plan a trip — don’t make my mistake.
If You’re Traveling Soon…
Do yourself a favor: check what your credit card or airline covers — it’s often very basic. A good standalone policy covers way more.
Travel is fun — unexpected trouble isn’t.
Pack your bags, book your ticket — and don’t forget to insure your adventure. You’ll thank yourself if things go wrong.